Mortgage Calculators

Free tools to help you plan your mortgage and understand the costs involved in buying a home

Mortgage Planning

Calculate affordability, borrowing capacity, and monthly payments

Comprehensive affordability assessment with scoring based on income, debts, deposit, and credit profile

Calculate maximum borrowing amount based on your income, existing debts, and country-specific regulations

Estimate monthly mortgage payments and view detailed amortization schedules for your loan

Match clients to suitable mortgage products based on their financial profile and requirements

Understand property taxes and transaction costs

Calculate property transaction tax for England & Northern Ireland, Scotland, or Wales, with tax bands and first-time buyer relief

Explore strategies to save money and pay off your mortgage faster

Calculate interest savings and term reduction when making extra monthly mortgage payments

Analyze the impact of interest rate changes on your monthly mortgage payments

Check out our comprehensive buyer guides to understand the home buying process